Your RV is more than a auto, and your RV insurance coverage should protect more than what typical car insurance policy does. In most cases it's better to have a separate RV policy. Keep in mind as you decide what type of RV insurance coverage, since the following situations are generally not covered under a standard auto insurance policy:

You keep things in your RV that you wouldn't keep in your car, such as clothing, jewelry, binoculars, VCRs, laptops, camcorders, or outdoor gear. When you park your RV at a campsite, you may be liable for the area around your RV. If someone is injured, you may be responsible. If your RV is damaged while you're traveling, you'll need a place to stay and a way to get there.

Since none of the scenarios above is covered in the event of a loss, they could end up costing you thousands of dollars. However, when you insure your RV on its own policy, you'll know you have a wide range of RV insurance coverage for a wide range of incidents. Reinhardt Insurance Services can walk you through the policy details and explain exactly what will be covered and when it may be necessary to make a claim. Call today.